San Mateo County

2025 Conforming Loan Limit: What It Means for You

Buying your first home or your next investment property just got a little easier—and potentially less expensive—thanks to the Federal Housing Finance Agency (FHFA)'s updated conforming loan limits for 2025. A conforming loan adheres to the guidelines set by Fannie Mae and Freddie Mac, government-sponsored enterprises created to purchase mortgages from lenders. By doing so, they free up lenders’...

July 2023 SF Bay Area Market Update

2023 has seen the lowest number of homes available for sale in the San Francisco Bay Area compared to the previous 6 years. While there are several factors contributing to this trend, one thing keeping inventory low right now is that some homeowners are reluctant to move when the mortgage rate they have on their current house is lower than the one they could get today on their next house. It’s...

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